See how much you can afford to borrow with Advisors Capital, Inc.

Equal Opportunity Lender

The terms equal housing lender and equal opportunity lender refer to all regulated lenders in the United States.

This rule was introduced in the Fair Housing Amendments Act of 1988 which amended the Fair Housing Act of 1968.



To get a sense of how much you may be able to borrow, click the button below. Please note that pre-qualification is different from a pre-approval. Pre-qualification gives you an estimate of how much you can borrow.


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The loan application requests the initial information that is necessary to process a loan. Contact one of our loan officers if you have any questions about what to fill out or the loan process.

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We offer a variety of loan programs

Conventional Fixed Rate

A conventional loan meets Fannie Mae and Freddie Mac minimum credit guidelines. A fixed interest rate remains the same during the life of the loan, with the principal & interest payment never changing.

Conventional ARM Loan

Meets Fannie Mae and Freddie Mac minimum credit guidelines. An ARM loan features a low, introductory interest rate and monthly payment. The interest rate and payment are not guaranteed for the life of the loan.

FHA Fixed Rate Loan

This loan meets all of HUD’s minimum credit guidelines, including a 3.5% down payment. Reduced credit scores and expanded debt to income ratios are also benefits, as well as, flexible sources of down payment.

Our mission statement is simple:

“To continue growing as Michigan’s local preferred lender, with the best people, committed to each other and our clients, never sacrificing quality for quantity.”

About Us

Loan Center

Useful tools which make it easy for you to pre-qualify mortgage and to get a better understanding how the process works.

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Loan Calculators

Our website offers loan calculators for your payments and different loan amounts, interest rates, extra payments, and amortization terms.

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Customer Service

We specialize in customer service and email response time. We take pride in giving our clients the best customer support possible.

Customer Support


Our experienced staff has been working together for nearly 20 years with over $1 Billion in closed loan volume. We are passionate about being the best source for a mortgage loan, as well as, the best place to work.

If you’re interested in our mortgage products please fill our the form to the right to receive a consultation with one of our loan officers.

We usually respond within 24 hours of email receipt.

John was very kind when we spoke on the phone. He addressed any concerns or questions I may have had during the loan process.

James M. Beck
James M. Beck

I'm very happy with the services provided by Advisors Capital. Joe & John have been wonderful!

Shannon K. Raycraft
Shannon K. Raycraft


Meet Our Team